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$151k–$215k/yr
Full-time
bachelor degree
Competitive starting pay, Discretionary annual bonus, New hire equity grant, Comprehensive health plans, 401k with company matching, Paid parental leave
Posted 9h ago
~40 hrs/week
Responsibilities
You will lead the compliance program for deposit and lending products, ensuring adherence to consumer finance regulations and managing a team of compliance professionals. The role involves serving as the primary advisor for credit card business initiatives and acting as the liaison between the company and its sponsor bank partner.
Requirements
Candidates must have a bachelor's degree and at least 10 years of experience in financial regulatory compliance, with a minimum of 4 years overseeing consumer compliance programs. Deep knowledge of lending laws such as UDAAP, TILA, and ECOA is required, along with a proven track record in managing a Compliance Management System.
Full job description
About the Company
Gemini is a global crypto and Web3 platform founded by Cameron and Tyler Winklevoss in 2014, offering a wide range of simple, reliable, and secure crypto products and services to individuals and institutions in over 70 countries. Our mission is to unlock the next era of financial, creative, and personal freedom by providing trusted access to the decentralized future. We envision a world where crypto reshapes the global financial system, internet, and money to create greater choice, independence, and opportunity for all — bridging traditional finance with the emerging cryptoeconomy in a way that is more open, fair, and secure. As a publicly traded company, Gemini is poised to accelerate this vision with greater scale, reach, and impact.
The Department: Compliance
Compliance at Gemini is a team dedicated to managing the next generation of financial crime prevention in a complex and evolving regulatory environment. We are a diverse group of technology, legal, and operational professionals who develop new approaches to solving classic problems using cutting edge tools and processes.
The Role:Head of Consumer and Lending Compliance
In this role,you will lead the compliance program for Gemini’s deposit and lending products, including the first-in-class crypto rewards credit card and business credit card. You will be responsible for creating a comprehensive strategy to scale the program and support the business in delivering product features in a compliant and consumer-friendly way. The ideal candidate will have a deep knowledge of consumer finance regulations, be solutions-oriented, and have experience operating in a fast-moving environment. Superior communication skills are essential, as this individual will be required to communicate effectively with various stakeholders, including product, technology, legal, risk, as well as banking partners and regulators. This role reports directly to Gemini’s Global Chief Compliance Officer and has a direct line of communication to the Board.
Responsibilities:
Oversee the consumer compliance program in accordance with applicable laws and regulations (e.g., UDAAP, ECOA, FCRA, TILA, etc.)
Serve as the primary advisor to the credit card business and other horizon banking and lending products, providing guidance on new product development, product changes, and marketing initiatives
Manage a team of compliance professionals responsible for monitoring and testing, complaint management, third party oversight, issue management, compliance reporting, and customer-facing communications, among other areas
Provide regular reporting to the Board of Managers and other governance committees
Serve as the primary liaison between Gemini and its sponsor bank partner
Respond to internal and external audits, examinations, and regulatory inquiries related to credit card card operations
Oversee risk assessments for consumer banking products, identifying potential areas of risk and working cross-functionally to manage such risks
Serve as the Fair Lending Officer overseeing the company’s fair lending program
Ensure proper oversight of vendors and other third parties that present potential compliance or regulatory risk
Oversee remediation plans for high priority issues to ensure timely remediation and remedy of any compliance-related issues
Remain up-to-date on regulatory changes and landscapes, best practices and developments in the industry and ensure our implementation is both compliant and forward thinking
Provide timely and accurate advice and guidance to the Gemini’s staff on issues arising from compliance policy areas and subject matter within the responsibility of the Compliance Department
Qualifications:
Bachelor's degree. CRCM or Juris Doctor preferred
10+ years of compliance experience in credit, banking, fintech, or other financial regulatory compliance industry and at least 4+ years of experience overseeing a consumer compliance program is a must
Experience supporting a fast-scaling business
Possess deep knowledge and real world application of all lending and banking laws and regulations including UDAAP, TILA, TISA, ECOA, FCRA, EFTA, MLA, SCRA, GLBA, and CAN-SPAM
Proven track record of providing oversight and strategic vision for the entirety of a Compliance Management System (CMS)
It Pays to Work Here
The compensation & benefits package for this role includes:
Competitive starting pay
A discretionary annual bonus
Long-term incentive in the form of a new hire equity grant
Comprehensive health plans
401K with company matching
Paid Parental Leave
Flexible time off
Salary Range: The base salary range for this role is between $150,500 - $215,000 in the State of New York. This range is not inclusive of our discretionary bonus or equity package. When determining a candidate’s compensation, we consider a number of factors including skillset, experience, job scope, and current market data.
In the United States, we offer a hybrid work approach at our hub offices, balancing the benefits of in-person collaboration with the flexibility of remote work. Expectations may vary by location and role, so candidates are encouraged to connect with their recruiter to learn more about the specific policy for the role. Employees who do not live near one of our hubs are part of our remote workforce. All employees, however, are required to onboard in-person at one of our office locations.
At Gemini, we strive to build diverse teams that reflect the people we want to empower through our products, and we are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. Equal Opportunity is the Law, and Gemini is proud to be an equal opportunity workplace. If you have a specific need that requires accommodation, please let a member of the People Team know.
Gemini is a next generation cryptocurrency platform that allows customers to buy, sell, stake, and store crypto.
Industry
Financial Services
Company size
501-1,000 employees
Founded
2015
Headquarters
New York, NY
LinkedIn followers
405,195
Total funding
$600M
Our mission is to unlock the next era of financial, creative, and personal freedom. Gemini (NASDAQ: GEMI) envisions a future where crypto will redesign the global financial system, the internet, and money in a way that provides greater choice, independence, and opportunity for all. As a trusted bridge between the traditional financial system and the emerging cryptoeconomy, we are providing access for individuals and institutions to a decentralized future that is more open, fair, and secure.
Based on 339 listings with disclosed salaries, most technology jobs in Miami, FL pay between $66k–$240k per year. Individual offers vary with seniority, company size, and specialization.
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