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Full-time
associate degree
Paid Personal Time Off, Paid Holiday Time Off, Paid Volunteer Time Off, Professional Development, Training Programs, Student Loan Repayment
Posted 5d ago
Apply by Sep 10
~40 hrs/week
Responsibilities
The Commercial Relationship Manager counsels prospective applicants on commercial loan programs and manages the end-to-end loan process. They are responsible for developing referral networks, maintaining loan portfolios, and assisting with loan underwriting and committee presentations.
Requirements
Candidates must have at least 3 years of business services or commercial lending experience, including 2 years of direct commercial lending experience. An Associate's degree or equivalent experience, a valid driver's license, and NMLS registration are required.
Full job description
Overview
Hudson Valley Credit Union is currently recruiting for the position of Commercial Relationship Manager. Primary Function: Counsel prospective commercial loan applicants regarding the specific commercial loan programs that are appropriate for their financial circumstances and assist them in completing the process of obtaining a commercial loan in accordance with Credit Union and regulatory guidelines. Base & Commission eligible!
Responsibilities
Responsible for the development and maintenance of internal and external relationships for referral sources within the community including, but not limited to, HVCU branches, realtors, attorneys, accountants and other affinity groups. Attend functions relative to the position to build rapport within the community.
Respond to and follow up on customer inquiries and leads from all sources.
Recommend Credit Union commercial loan products to members that would best serve them, advising them of the risks and benefits of the loan alternatives, including options and variables involved. Based on member need, identify opportunities for referral to other Credit Union products and services.
Maintain and develop the portfolio of existing commercial loan members, responding promptly to all inquiries and requests and utilize approved methods to record the details of all efforts.
Assist in the preparation, management and presentation of new loan proposals and renewals, including the documentation of the business income, assets, investments, and debts as well as characteristics of the property and other pertinent information.
Follow up with members, as necessary, to obtain required documentation. Provide assistance as required to the Processing and/or Underwriting areas in order to ensure a quality loan decision.Prepare for and attend Commercial Loan Committee meetings and assist in closings, as needed.
Perform on-going and consistent collection efforts/workout for assigned delinquent members. Document efforts in the file.
Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
Responsible for regular and predictable attendance including punctuality.
Qualifications
Associate’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience required
Registration with the National Mortgage Licensing System and Registry (NMLS) required
Valid driver’s license required
Minimum 3 Years in business services/commercial lending experience required
Minimum 2 Years Direct commercial lending experience required
Join a team where your growth matters. At Hudson Valley Credit Union, we offer a supportive, community-focused culture, competitive benefits, and opportunities to grow your career while making a meaningful impact.Come be part of a Great Place to Work!
Hudson Valley Federal Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.
In October 1963, a group of IBM employees had a vision—to create a financial cooperative for IBM employees and their families, where the needs of the individual would be placed before profit. Our product line in the beginning was modest, consisting of basic savings and consumer loans. By the end of our first year, the credit union had 14 member accounts and $172 in assets.
Our name has changed over the years, our assets, products, and services have grown. Our membership has evolved to reflect the changing needs of our surrounding community but our mission and vision remain the same. Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300,000+ members strong. Learn more about HVCU membership: https://www.hvcu.org/membership
HVCU is federally insured by the NCUA. Equal Housing Lender.
View our social media policy: https://www.hvcu.org/social-media-policy/
Offices: Poughkeepsie, NY 12602-1071, US · 4 Tucker Dr, Poughkeepsie, New York 12603, US · 324 Main St, Beacon, New York 12508, US · 1620 Route 22, Brewster Towne Center, Brewster, NY 10509, US · 87 Brookside Ave, Chester, New York 10918, US