How will you make an impact in this role? Credit and Fraud Risk (CFR) Organization within American Express helps drive profitable business growth by reducing the credit & fraud risk and maintaining our customers’ confide…
Skills: Product management, Risk management, Business logic, SQL, Java
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$78k–$125k/yr
Full-time
bachelor degree, postgraduate degree
Competitive base salaries, Bonus incentives, Retirement savings plan, Financial coaching, Medical insurance, Dental insurance
Posted 15h ago
Apply by Sep 17
~40 hrs/week
Responsibilities
You will implement business logic rules to solve risk management needs and collaborate with cross-functional teams to iterate on digital risk products. Additionally, you will drive global design, rule authoring, and product launches while identifying opportunities for process simplification and AI-driven solutions.
Requirements
The role requires 1-2 years of experience in product development and a bachelor's degree in a relevant field. Candidates should possess strong communication skills, the ability to work independently, and proficiency in tools such as SQL, Java, and MS Office.
Full job description
How will you make an impact in this role?
Credit and Fraud Risk (CFR) Organization within American Express helps drive profitable business growth by reducing the credit & fraud risk and maintaining our customers’ confidence in the security of the products. It utilizes an array of tools and ever-evolving technology to detect and combat risk, minimize the disruption of good spending, and provide a world class customer experience. The Digital Risk Products & Data Strategy (RPDS) team within CFR is the backbone of all risk decisions and help in building the digital software products for risk management across customer lifecycle i.e., Onboarding, Credit Underwriting, Authorizations, Collections across card & non card business globally.
As a part of this team, you’ll work with the industry’s best talent to create thoughtful and innovative risk products that advance our market share and the way we do business. If you are interested in building the innovative digital risk products, can translate our business needs into remarkable solutions and if this energizes you, you should consider career in Risk Products team.
Responsibilities
Job Responsibilities:
Implement Business logic rules to solve risk management needs
Collaborate with multiple risk strategy partners, technology teams and other product teams to build & iterate on products.
Drive global, reusable & configurable design, rule authoring, testing, integration, and product launch using low-code tools.
Work in a scrum team environment with Scrum Master, Product Owner and peers to design, develop and implement business logic.
Identify & implement Product & Process simplification opportunities.
Deliver prioritized functional and non-functional roadmap as per aligned timelines & good quality.
Identify and Implement AI driven solutions to reduce manual process, and improve time to market
Qualifications
Qualifications:
Ability to drive project deliverables to achieve business results
Ability to work effectively in a team environment
Strong communication & interpersonal skills
Ability to learn quickly and work independently with sophisticated, unstructured initiatives
Customer-centered design approach and experience developing software products or services in partnership with different business partners globally
Experience in prototyping, iterative development, Scaled Agile Framework, and principles is a plus
Knowledge of SQL, Java, MS Office – PowerPoint, Excel
Knowledge of SAS, Hive, Yellow Brick, or Python is a plus
Bachelors in a relevant field. Master’s is a plus
1-2 years of experience in product development, or a related field.
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.
As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster.
The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.
At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day.
These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more.
For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.
Learn more about us at:
https://www.americanexpress.com/careers
https://www.americanexpress.com/
https://www.facebook.com/AmericanExpressUS
https://www.instagram.com/americanexpress/
https://twitter.com/americanexpress
https://www.youtube.com/user/AmericanExpress
See our community guidelines at:
https://www.americanexpress.com/en-us/company/community-guidelines/
If you have a customer service issue or question, please visit www.americanexpress.com/contactus
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